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	<title>Fl First Time Home Buyer Blog</title>
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	<link>http://www.flfirsttimehomebuyers.org/blog</link>
	<description>Fl First Time Home Buyer Information, Tips and More</description>
	<lastBuildDate>Thu, 17 May 2012 21:41:28 +0000</lastBuildDate>
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		<title>Tips for Refinancing Your Home Loan</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-loans/tips-for-refinancing-your-home-loan</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-loans/tips-for-refinancing-your-home-loan#comments</comments>
		<pubDate>Thu, 17 May 2012 21:41:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[refinancing]]></category>
		<category><![CDATA[Resi]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-loans/tips-for-refinancing-your-home-loan</guid>
		<description><![CDATA[Refinancing loans can be a difficult task. In this video guide Lisa Montgomery, CEO of resi takes a look into refinancing home loans and focuses on reasons to refinance, saving and debt consolidation. Points discussed include: exit fees; improved loan features; making your repayments more affordable. This guide is everything consumers need to know when [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/Ry70_M2AnMU/0.jpg" align="left">Refinancing loans can be a difficult task. In this video guide Lisa Montgomery, CEO of resi takes a look into refinancing home loans and focuses on reasons to refinance, saving and debt consolidation.</p>
<p>Points discussed include: exit fees; improved loan features; making your repayments more affordable. </p>
<p>This guide is everything consumers need to know when thinking about reviewing their current home loan.<br />
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<p>Duration : <b>0:5:15</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/home+loans' rel='tag' target='_blank'>home loans</a>, <a class='technorati-link' href='http://technorati.com/tag/refinancing' rel='tag' target='_blank'>refinancing</a>, <a class='technorati-link' href='http://technorati.com/tag/Resi' rel='tag' target='_blank'>Resi</a></p>

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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>First-time Home Buyer Tax Credit &#8211; Vancouver mortgage broker</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-buyer/first-time-home-buyer-tax-credit-vancouver-mortgage-broker</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-buyer/first-time-home-buyer-tax-credit-vancouver-mortgage-broker#comments</comments>
		<pubDate>Thu, 17 May 2012 21:41:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home buyer]]></category>
		<category><![CDATA[buyer s]]></category>
		<category><![CDATA[creit]]></category>
		<category><![CDATA[first time]]></category>
		<category><![CDATA[first time home buyers t]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[tax credit]]></category>
		<category><![CDATA[Vancouver mortgage broke]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-buyer/first-time-home-buyer-tax-credit-vancouver-mortgage-broker</guid>
		<description><![CDATA[http://www.notapennydown.com Great info on the First-time home buyer tax credit offered by the Government of Canada more information is available at http://www.cra.gc.ca/hbtc http://www.youtube.com/watch?v=9AIXJwwqlvo Duration : 0:2:38 addthis_url = 'http%3A%2F%2Fwww.flfirsttimehomebuyers.org%2Fblog%2Fhome-buyer%2Ffirst-time-home-buyer-tax-credit-vancouver-mortgage-broker'; addthis_title = 'First-time+Home+Buyer+Tax+Credit+%26%238211%3B+Vancouver+mortgage+broker'; addthis_pub = ''; Technorati Tags: buyer s, creit, first time, first time home buyers t, Home, Tax, tax credit, Vancouver mortgage broke]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/9AIXJwwqlvo/0.jpg" align="left">http://www.notapennydown.com Great info on the First-time home buyer tax credit offered by the Government of Canada more information is available at http://www.cra.gc.ca/hbtc http://www.youtube.com/watch?v=9AIXJwwqlvo</p>
<p>Duration : <b>0:2:38</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/buyer+s' rel='tag' target='_blank'>buyer s</a>, <a class='technorati-link' href='http://technorati.com/tag/creit' rel='tag' target='_blank'>creit</a>, <a class='technorati-link' href='http://technorati.com/tag/first+time' rel='tag' target='_blank'>first time</a>, <a class='technorati-link' href='http://technorati.com/tag/first+time+home+buyers+t' rel='tag' target='_blank'>first time home buyers t</a>, <a class='technorati-link' href='http://technorati.com/tag/Home' rel='tag' target='_blank'>Home</a>, <a class='technorati-link' href='http://technorati.com/tag/Tax' rel='tag' target='_blank'>Tax</a>, <a class='technorati-link' href='http://technorati.com/tag/tax+credit' rel='tag' target='_blank'>tax credit</a>, <a class='technorati-link' href='http://technorati.com/tag/Vancouver+mortgage+broke' rel='tag' target='_blank'>Vancouver mortgage broke</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>First Time home buyer information, FHA loans, credit, credit reporting, Reno homes</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/first-time-home-buyer/first-time-home-buyer-information-fha-loans-credit-credit-reporting-reno-homes</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/first-time-home-buyer/first-time-home-buyer-information-fha-loans-credit-credit-reporting-reno-homes#comments</comments>
		<pubDate>Thu, 17 May 2012 21:41:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[first time home buyer]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Reno homes]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/first-time-home-buyer/first-time-home-buyer-information-fha-loans-credit-credit-reporting-reno-homes</guid>
		<description><![CDATA[First Time home buyer information, FHA loans, credit, credit reporting, Reno homes Duration : 0:7:27 addthis_url = 'http%3A%2F%2Fwww.flfirsttimehomebuyers.org%2Fblog%2Ffirst-time-home-buyer%2Ffirst-time-home-buyer-information-fha-loans-credit-credit-reporting-reno-homes'; addthis_title = 'First+Time+home+buyer+information%2C+FHA+loans%2C+credit%2C+credit+reporting%2C+Reno+homes'; addthis_pub = ''; Technorati Tags: Credit, credit reporting, FHA loans, Reno homes]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/rQjBNqap4pA/0.jpg" align="left">First Time home buyer information, FHA loans, credit, credit reporting, Reno homes</p>
<p>Duration : <b>0:7:27</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Credit' rel='tag' target='_blank'>Credit</a>, <a class='technorati-link' href='http://technorati.com/tag/credit+reporting' rel='tag' target='_blank'>credit reporting</a>, <a class='technorati-link' href='http://technorati.com/tag/FHA+loans' rel='tag' target='_blank'>FHA loans</a>, <a class='technorati-link' href='http://technorati.com/tag/Reno+homes' rel='tag' target='_blank'>Reno homes</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Port Richey, FL &#8211; First Time Home Buyer Receives $20,000 Home Grant</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/fl-first-time-home-buyer/port-richey-fl-first-time-home-buyer-receives-20000-home-grant</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/fl-first-time-home-buyer/port-richey-fl-first-time-home-buyer-receives-20000-home-grant#comments</comments>
		<pubDate>Thu, 17 May 2012 21:41:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[fl first time home buyer]]></category>
		<category><![CDATA[Buyer]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[down]]></category>
		<category><![CDATA[Estate]]></category>
		<category><![CDATA[First]]></category>
		<category><![CDATA[Florida]]></category>
		<category><![CDATA[grants]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Miami]]></category>
		<category><![CDATA[new]]></category>
		<category><![CDATA[Orlando]]></category>
		<category><![CDATA[payment]]></category>
		<category><![CDATA[Port]]></category>
		<category><![CDATA[Real]]></category>
		<category><![CDATA[Richey]]></category>
		<category><![CDATA[Tampa]]></category>
		<category><![CDATA[Testimonial]]></category>
		<category><![CDATA[Time]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/fl-first-time-home-buyer/port-richey-fl-first-time-home-buyer-receives-20000-home-grant</guid>
		<description><![CDATA[Othniel is a recent graduate of USF and Tamara is currently completing her education as a dental assistant. Their family, friends, church, and future employers are located in the areas of Pasco County. These first time home buyers followed through the Newhomeprograms.com qualification process and found themselves in obtaining $20,000 of downpayment assistance from Pasco [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/kHuPDStHW0M/0.jpg" align="left">Othniel is a recent graduate of USF and Tamara is currently completing her education as a dental assistant. Their family, friends, church, and future employers are located in the areas of Pasco County. These first time home buyers followed through the Newhomeprograms.com qualification process and found themselves in obtaining $20,000 of downpayment assistance from Pasco County towards a &#8220;move-in ready&#8221; home.</p>
<p>Duration : <b>0:0:34</b></p>
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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/Buyer' rel='tag' target='_blank'>Buyer</a>, <a class='technorati-link' href='http://technorati.com/tag/Credit' rel='tag' target='_blank'>Credit</a>, <a class='technorati-link' href='http://technorati.com/tag/down' rel='tag' target='_blank'>down</a>, <a class='technorati-link' href='http://technorati.com/tag/Estate' rel='tag' target='_blank'>Estate</a>, <a class='technorati-link' href='http://technorati.com/tag/First' rel='tag' target='_blank'>First</a>, <a class='technorati-link' href='http://technorati.com/tag/Florida' rel='tag' target='_blank'>Florida</a>, <a class='technorati-link' href='http://technorati.com/tag/grants' rel='tag' target='_blank'>grants</a>, <a class='technorati-link' href='http://technorati.com/tag/Home' rel='tag' target='_blank'>Home</a>, <a class='technorati-link' href='http://technorati.com/tag/Miami' rel='tag' target='_blank'>Miami</a>, <a class='technorati-link' href='http://technorati.com/tag/new' rel='tag' target='_blank'>new</a>, <a class='technorati-link' href='http://technorati.com/tag/Orlando' rel='tag' target='_blank'>Orlando</a>, <a class='technorati-link' href='http://technorati.com/tag/payment' rel='tag' target='_blank'>payment</a>, <a class='technorati-link' href='http://technorati.com/tag/Port' rel='tag' target='_blank'>Port</a>, <a class='technorati-link' href='http://technorati.com/tag/Real' rel='tag' target='_blank'>Real</a>, <a class='technorati-link' href='http://technorati.com/tag/Richey' rel='tag' target='_blank'>Richey</a>, <a class='technorati-link' href='http://technorati.com/tag/Tampa' rel='tag' target='_blank'>Tampa</a>, <a class='technorati-link' href='http://technorati.com/tag/Testimonial' rel='tag' target='_blank'>Testimonial</a>, <a class='technorati-link' href='http://technorati.com/tag/Time' rel='tag' target='_blank'>Time</a></p>

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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Embrace Home Loans Underwriting? How long being an out of state lender?</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-loans/embrace-home-loans-underwriting-how-long-being-an-out-of-state-lender</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-loans/embrace-home-loans-underwriting-how-long-being-an-out-of-state-lender#comments</comments>
		<pubDate>Fri, 10 Feb 2012 04:15:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-loans/embrace-home-loans-underwriting-how-long-being-an-out-of-state-lender</guid>
		<description><![CDATA[I am applying for a Mortgage with Embrace Home Loans and the file has been in underwriting for 4 weeks now. I was told that lenders not immediately in-state to where the home will be purchased takes extra time, but I get too anxious. Has anyone obtained a mortgage purchase loan with them recently? How [...]]]></description>
			<content:encoded><![CDATA[<p>I am applying for a Mortgage with Embrace Home Loans and the file has been in underwriting for 4 weeks now. I was told that lenders not immediately in-state to where the home will be purchased takes extra time, but I get too anxious. Has anyone obtained a mortgage purchase loan with them recently? How long did underwriting take for the &#8216;Clear to Close&#8217; letter to be issued?<br />
<br />I guess best is to talk with mortgage agency about that BC their is no other organization that can guide you in detail about it. Wish you good luck <img src='http://www.flfirsttimehomebuyers.org/blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Are home loans in Oklahoma Recouse or Non Recourse loans?  And where can I find information about this?</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-loans/are-home-loans-in-oklahoma-recouse-or-non-recourse-loans-and-where-can-i-find-information-about-this</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-loans/are-home-loans-in-oklahoma-recouse-or-non-recourse-loans-and-where-can-i-find-information-about-this#comments</comments>
		<pubDate>Mon, 06 Feb 2012 00:16:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-loans/are-home-loans-in-oklahoma-recouse-or-non-recourse-loans-and-where-can-i-find-information-about-this</guid>
		<description><![CDATA[I need to figure out if a couple of home loans in Oklahoma are recourse or non recourse loans. I tried researching online and am having a hard time finding any laws or regulations regarding this. I need to know where to look this up to find an official answer. OK is a recourse state. [...]]]></description>
			<content:encoded><![CDATA[<p>I need to figure out if a couple of home loans in Oklahoma are recourse or non recourse loans.  I tried researching online and am having a hard time finding any laws or regulations regarding this.  I need to know where to look this up to find an official answer.<br />
<br />OK is a recourse state. Even if they were a non-recourse state, the non-recourse protection ONLY applies to the first mortgage of your primary residence. Investment homes and multiple residences do not have that protection. So either way, you would not be protected on these loans&#8230;..since you indicated that you have more than one.  A 3 second web search can verify that OK is a recourse state.</p>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Mortgage Rates &#8211; Banks getting ready to raise cost of home loans</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-loans/mortgage-rates-banks-getting-ready-to-raise-cost-of-home-loans</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-loans/mortgage-rates-banks-getting-ready-to-raise-cost-of-home-loans#comments</comments>
		<pubDate>Sun, 05 Feb 2012 02:07:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
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		<description><![CDATA[503.698.5801 &#8211; see today&#8217;s rates at www.GoNorthwestLoans.com Duration : 0:5:21 addthis_url = 'http%3A%2F%2Fwww.flfirsttimehomebuyers.org%2Fblog%2Fhome-loans%2Fmortgage-rates-banks-getting-ready-to-raise-cost-of-home-loans'; addthis_title = 'Mortgage+Rates+%26%238211%3B+Banks+getting+ready+to+raise+cost+of+home+loans'; addthis_pub = ''; Technorati Tags: eric newman, get home loan, get mortgage, Home Loan Rates, local lender, mortgage rates, oregon home loan, oregon mortgage, oregon mortgage rates, portland home loan rates, portland lender, portland mortgage rates, portland real estate, [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/QOanciAfAFA/0.jpg" align="left">503.698.5801 &#8211; see today&#8217;s rates at www.GoNorthwestLoans.com</p>
<p>Duration : <b>0:5:21</b></p>
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		<title>Why you should be pre-approved &#8211; Tips for first time home buyers in Orange County</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-buyer/why-you-should-be-pre-approved-tips-for-first-time-home-buyers-in-orange-county</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-buyer/why-you-should-be-pre-approved-tips-for-first-time-home-buyers-in-orange-county#comments</comments>
		<pubDate>Sun, 05 Feb 2012 02:07:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home buyer]]></category>
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		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-buyer/why-you-should-be-pre-approved-tips-for-first-time-home-buyers-in-orange-county</guid>
		<description><![CDATA[Website: http://www.CoastalLivingGroup.com Facebook: http://www.Facebook.com/NewportHuntingtonRealEstate This video features Colby Culbertson with Coldwell Banker Previews International in Newport Beach California, discussing the importance of getting pre-approved before you start the home buying process. Should you need help buying or selling a home in the Orange County Ca region, please be sure to contact us at 949.214.8772 We [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/B93_Eyhy6XU/0.jpg" align="left">Website:    http://www.CoastalLivingGroup.com<br />
Facebook: http://www.Facebook.com/NewportHuntingtonRealEstate</p>
<p>This video features Colby Culbertson with Coldwell Banker Previews International in Newport Beach California, discussing the importance of getting pre-approved before you start the home buying process. </p>
<p>Should you need help buying or selling a home in the Orange County Ca region, please be sure to contact us at 949.214.8772</p>
<p>We serve the following Orange County Coastal Cities:</p>
<p>Laguna Beach, California<br />
Newport Beach, California<br />
Corona Del Mar, California<br />
Costa Mesa, California<br />
Irvine, California<br />
Huntington Beach, California<br />
Dana Point, California<br />
San Clemente, California</p>
<p>Don&#8217;t see your area of interest on this list? Call us today to find out if we serve your area! Also, if your an out of area buyer and need a REALTOR please feel free to call us as well have contacts around the United States that can help you buy or sell your next home.</p>
<p>DRE#: 01439112</p>
<p>Duration : <b>0:2:37</b></p>
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		<title>Weston Real Estate &#8211; Weston Homes for sale, Buy using our first time home buyers program</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/fl-first-time-home-buyer/weston-real-estate-weston-homes-for-sale-buy-using-our-first-time-home-buyers-program</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/fl-first-time-home-buyer/weston-real-estate-weston-homes-for-sale-buy-using-our-first-time-home-buyers-program#comments</comments>
		<pubDate>Sun, 05 Feb 2012 02:06:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[fl first time home buyer]]></category>
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		<description><![CDATA[http://www.real-estate-in-broward.com/ Weston Real estate prices have never been this low and buying any of the Weston homes for sale with a first time home buyers program has never been made this easy. And there&#8217;s only one Real Estate company that has its own first time home buyers program and that Real Estate company is We [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/JgjtiJNFgzw/0.jpg" align="left">http://www.real-estate-in-broward.com/  Weston Real estate prices have never been this low and buying any of the  Weston homes for sale with a first time home buyers program has never been made this easy. And there&#8217;s only one Real Estate company that has its own first time home buyers program and that Real Estate company is We Pay You Realty. Call We Pay You Realty now  to find out more information and how you can take advantage of our exclusive first time home buyers program today. So if you&#8217;re looking for a first time home buyers program in Weston that will also get you the lowest price on the home you purchase. Call now! 954-658-0212</p>
<p>Duration : <b>0:3:27</b></p>
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		<title>Homeloans Beenleigh</title>
		<link>http://www.flfirsttimehomebuyers.org/blog/home-loans/homeloans-beenleigh</link>
		<comments>http://www.flfirsttimehomebuyers.org/blog/home-loans/homeloans-beenleigh#comments</comments>
		<pubDate>Wed, 01 Feb 2012 11:53:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[home loans]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[Beenleigh]]></category>
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		<category><![CDATA[Shane Webcke]]></category>

		<guid isPermaLink="false">http://www.flfirsttimehomebuyers.org/blog/home-loans/homeloans-beenleigh</guid>
		<description><![CDATA[Contact Homeloans Beenleigh today for your obligation free consultation. Homeloans.com.au/Beenleigh • 1300 797 144 Homeloans helps you get into the home you&#8217;ve always wanted. We offer Australians home loans with low interest rates, award winning service and generous customer benefits. Duration : 0:0:32 addthis_url = 'http%3A%2F%2Fwww.flfirsttimehomebuyers.org%2Fblog%2Fhome-loans%2Fhomeloans-beenleigh'; addthis_title = 'Homeloans+Beenleigh'; addthis_pub = ''; Technorati Tags: australia, [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://i.ytimg.com/vi/HEQxqAKRjVU/0.jpg" align="left">Contact Homeloans Beenleigh today for your obligation free consultation.<br />
Homeloans.com.au/Beenleigh • 1300 797 144</p>
<p>Homeloans helps you get into the home you&#8217;ve always wanted. We offer Australians home loans with low interest rates, award winning service and generous customer benefits.</p>
<p>Duration : <b>0:0:32</b></p>
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